Parmis Mobile Privacy Policy
Parmis Mobile is an application that provides personal accounting and financial management features to users. At Parmis Mobile, we strive to protect the information that is made available to us in connection with the use of the application, in accordance with privacy and security principles.
This document explains our Privacy Policy so that users can clearly understand what types of information Parmis Mobile receives or processes, how this information is used, under what circumstances it may be stored, and what rights users have in relation to their information.
This Privacy Policy has been updated to provide clear information about how user data is protected and to address users’ reasonable privacy concerns. Protecting users’ rights and maintaining the confidentiality of financial information are important principles for Parmis Mobile.
What You Will Read in This Document
Users do not need to log in or provide identity information to use the main personal accounting features of Parmis Mobile. Core features of the application, such as recording income, expenses, accounts, cash boxes, loans, and financial reports, can be used without creating a user account.
If a user wishes to use features such as cloud backup, restoring data on a new device, or accessing their backup files, they may log in using a mobile phone number or email address. In this case, no identity information other than a mobile phone number or email address is required, unless the user voluntarily enters additional information.
When Parmis Mobile is installed, a User ID is created for the user. This User ID is used to identify the app installation, manage settings, and connect to possible backup files.
Registration is not mandatory to use Parmis Mobile, and the main personal accounting services can be used simply by installing the application and without logging in.
If the user logs in to Parmis Mobile using an email address or mobile phone number, the User ID will be connected to the user account. This connection helps the user access backup files when needed, such as in the event of losing a phone, changing a device, or reinstalling the application.
Backups are stored on Parmis Mobile servers only if the user logs in to their account and enables the relevant backup or cloud storage feature.
3.1. User Account Information
If the user logs in to Parmis Mobile, information such as a mobile phone number or email address is used to create or connect the user account. This information is used to identify the account, enable data recovery, and provide services related to backup.
If the user voluntarily enters their first name, last name, or other additional information, such information will be used only for the purpose specified within the application.
3.2. Financial Information Entered by the User
The user may record or create information in the application, such as accounts, cash boxes, bank accounts, income, expenses, loans, installments, transactions, documents, reports, and exported files such as Excel or PDF files.
This information is used to provide personal accounting and financial management services within the application. By default, this data is stored on the user’s device. If the user enables cloud backup, a backup copy of their information will be stored on Parmis Mobile servers to allow future recovery.
3.3. Storage Access
Parmis Mobile may need access to storage, or may use the operating system’s file picker, to save, read, or restore backup files, exported files, or files selected by the user.
This access is used only within the framework of operating system standards and only for files related to the application’s functionality. Parmis Mobile does not have general or unlimited access to the user’s personal files.
3.4. SMS Access
One of the useful features of Parmis Mobile is helping users record bank transactions by reading bank SMS messages. This feature is available only on Android and is activated only if the user grants permission.
When this feature is enabled, Parmis Mobile attempts to identify bank SMS messages so that the user can record the related transactions more easily. Information that may be extracted and stored from bank SMS messages may include items such as bank name, transaction amount, transaction time, account balance, and the account or card number related to the transaction.
Parmis Mobile attempts not to identify or process non-bank SMS messages. However, if an error occurs in SMS detection, the user may report the issue so that it can be reviewed and corrected by the technical team.
Users can enable or disable SMS access at any time through the permissions management section or the device settings. If this access is disabled, the user can still enter transactions manually.
On devices running iOS, automatic reading of bank SMS messages is not available, and the user must record transactions manually.
3.5. Contacts Access
If the user chooses to use optional sections such as defining members or persons, Parmis Mobile may request access to the device contacts to make data entry easier.
This access is used only with the user’s permission and only for that specific feature. The user can disable this access at any time through the device settings.
3.6. Technical Information and Error Reports
To improve the quality of the application, fix errors, and increase service stability, certain technical information may be processed, such as device type, operating system version, application version, error reports, or indirect performance information.
This information is used, as much as possible, in a non-personal or limited manner, and its purpose is to improve the performance and security of the application.
User information, including transactions, accounting documents, accounts, reports, backup files, and other financial data, is not displayed to other users, individuals, or organizations.
Parmis Mobile does not provide user information to third parties for sale, advertising, or commercial exploitation.
In some cases, Parmis Mobile may use technical service providers for purposes such as technical services, infrastructure maintenance, hosting, backup, or error analysis. In such cases, the access of these service providers will be limited to the scope required to provide the relevant service, and Parmis Mobile will strive to use reputable service providers committed to confidentiality.
Users who have logged in to Parmis Mobile may request deletion of their user account at any time.
To delete an account, the user may use the designated path within the application, such as the Settings section and the “User Account” option, or contact Parmis Mobile through the communication methods stated in this document.
After account deletion, information related to the user account, including backup files and Excel or PDF files stored on the server, will be deleted according to Parmis Mobile’s technical processes, unless limited retention of certain information is necessary due to legal, security, tax, violation investigation, or legal defense requirements.
Deleting a user account may result in the loss of the ability to restore information stored in the cloud. Therefore, users are advised to download and keep any backup copies they may need before deleting their account.
Parmis Mobile values the trust of its users and applies reasonable and appropriate security measures to protect their information.
Access by Parmis Mobile team members to information is defined based on role, responsibility, and business need. Individuals will have access only to the data necessary for performing their duties.
We strive to reduce potential risks by updating software and hardware infrastructure, monitoring security, and conducting periodic reviews. We may also periodically use security specialists or security companies to review and test the security of our systems.
Despite these security measures, no software system or internet communication can be considered absolutely and 100% secure. Therefore, Parmis Mobile is committed to making reasonable and appropriate efforts to protect data, but Parmis Mobile will not be responsible for matters outside its reasonable control, such as large-scale attacks, infrastructure disruptions, user error, disclosure of passwords by the user, or failure by the user to create backups.
User information will not be provided to companies, institutions, or government entities, except where disclosure is required by law, a valid court order, or a legal obligation. In such cases, Parmis Mobile will strive to limit the information provided to the minimum necessary and within the framework of applicable law.
As of the date of this document, during the operation of Parmis Mobile, no formal or informal request has been received from authorities, organizations, or governments to access users’ stored information. If a “Transparency Report” page is launched, information about legal requests and how they were handled will be made available to users within the limits permitted by law.
The user is responsible for the accuracy of the information entered into the application. The user is also responsible for securely maintaining their device, password, login codes, exported files, backup files, and personal financial information.
If the user disables required permissions such as SMS, contacts, storage, or notifications, some application features may not function fully or automatically. However, in most cases, manual data entry will remain available to the user.
Parmis Mobile may update this document in the future due to changes in application features, laws, platform requirements, or improvements to security and privacy processes.
The updated version of this document will be made available to users through the official Parmis website or inside the application. Continued use of the application after this document is updated means that the user is aware of and accepts the updated version.
If this document does not answer your questions about privacy, you may contact us by submitting a support ticket or by emailing us at:
parmismobile@parmis.app
If necessary, the matters raised will be reviewed and added to this page.
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